Director of Finance (HCMC)

Ho Chi Minh City, Ho Chi Minh, Vietnam | Finance | Full-time

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Trusting Social is an AI Fintech pioneer that's revolutionizing credit access in emerging markets. Our mission is "Advancing AI to Meet the Financial Needs of Everyday Consumers with Empathy." We've assessed over 1 billion consumers across four countries, and we're on a mission to provide 100 million credit lines using the power of AI and Big Data.

How You'll Make an Impact

The Finance team at Trusting Social sits at the intersection of regulatory compliance, group reporting, and strategic decision-making for a fast-scaling AI Fintech operating across multiple markets. As Director of Finance, you own the full financial function for our Vietnam entities — from accounting and audit oversight to budgeting, forecasting, and risk management — while partnering directly with the CFO and Group Finance Director to ensure our financial commitments are met and our controls are audit-ready at all times.

The person who thrives here is not someone who maintains the status quo — they challenge it. They act on early signals in financial data before problems escalate, set clear expectations with internal stakeholders before misalignments develop, and are not bound by how finance functions have always been run. They bring the technical depth to navigate VAS, tax, and regulatory complexity alongside the leadership presence to build and develop a high-performing finance team in a company moving at pace.

What You'll Do

Financial Strategy & Planning

  • Own the financial planning and strategy for Vietnam entities — build forecasts and budgets grounded in evidence, not precedent, that reflect the business's actual trajectory.
  • Partner with the CFO and Group Finance Director on group reporting responsibilities, ensuring accuracy, timeliness, and consistency across all consolidated outputs.

Accounting, Audit & Compliance

  • Take full ownership of audit and tax functions across both Vietnam entities — manage relationships with external auditors, ensure VAS compliance, and resolve issues before they become escalations.
  • Develop and implement accounting policies that are robust enough to withstand regulatory scrutiny and practical enough to support fast-moving operations.

Financial Control & Risk Management

  • Build from evidence — synthesize complex financial data into actionable risk assessments and make calls on mitigation without waiting for direction.
  • Own internal controls end-to-end: design, review, and strengthen them as the business scales, not after problems surface.

Reporting & Governance

  • Produce financial performance reports and departmental budget reviews that give leadership the clarity to make high-quality decisions — on time, every time.
  • Prepare governance materials that are clear, complete, and audit-ready by default.

Team Leadership & Development

  • Recruit, develop, and retain a finance team that grows with the business — set high standards, create a culture of ownership, and invest in each person's capabilities.
  • Raise the bar on how the finance function operates: identify inefficiencies, challenge inherited processes, and drive continuous improvement.

What We're Looking For

Experience & Background

  • Bachelor's degree in Accounting, Finance, or a related field; CPA, ACCA, or CFA preferred.
  • 8–10 years of accounting or auditing experience, with at least 3 years as Assistant Financial Controller or Chief Accountant.
  • Big 4 audit experience is strongly preferred.
  • Strong knowledge of VAS, financial and statistical analysis, tax, and Vietnamese legal and regulatory requirements.
  • Experience in fintech, technology, or a high-growth startup is a strong plus.

How You Work

  • You use AI tools in your financial workflows — for data analysis, scenario modeling, reporting drafts, and audit preparation — and you evaluate AI outputs rigorously before they reach any stakeholder.
  • You act on early signals in financial data without waiting for the full picture; you form a hypothesis, test it, and move to resolution with urgency.
  • You connect financial outcomes to business decisions across functions — you understand how a budget call in one department ripples into risk, product, and people planning.
  • You invest in building your own skills with the same discipline you bring to developing your team — you follow regulatory changes, emerging finance technology, and best practices, and you apply what you learn.

Skills & Competencies

  • Business Owner — Owns the full financial function for Vietnam entities; makes calls on risk, controls, and reporting without waiting for central approval and is accountable end-to-end for outcomes.
  • Domain Expert — Applies deep expertise in VAS, tax, audit, and financial controls with confidence; advises leadership, documents edge cases, and ensures compliance is never an afterthought.
  • Platform Guardian — Designs and maintains internal controls before gaps appear; audit-ready by default, not by scramble.
  • AI Operator — Integrates AI tools into finance workflows to improve accuracy and efficiency; monitors output quality and catches drift before it reaches a stakeholder.
  • Strong English communication skills (spoken and written — professional fluency required).
  • High adaptability and comfort operating in fast-paced, ambiguous environments.

What We Offer

  • Join our vibrant team and enjoy:
  • Opportunity to work and learn from one of the best and brightest technology teams in Vietnam
  • Be part of a winning team with exponential growth regionally, experience recruiting world-class talents
  • Competitive compensation package, including 13th-month salary and performance bonuses
  • Comprehensive health care coverage for you and your dependents
  • Generous leave policies, including annual leave, sick leave, and flexible work hours
  • Convenient central district 1 office location, next to a future metro station
  • Onsite lunch with multiple options, including vegetarian
  • Grab for work allowance and fully equipped workstations
  • Fun and engaging team-building activities, sponsored sports clubs, and happy hour every Thursday
  • Unlimited free coffee, tea, snacks, and fruit to keep you energized
  • An opportunity to make a social impact by helping to democratize credit access in emerging markets

At Trusting Social, we live by ownership, integrity, and agility in execution. We believe in doing what's right, what's best, and what's innovative. If you're smart, driven, and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We offer the runway to truly make an impact.

Learn more about us: https://trustingsocial.com | https://www.youtube.com/watch?v=inAEDGvOcL8&t=29s

To Apply: Please submit your resume, along with a cover letter detailing your interest in the role and how your experience aligns with the requirements and values of Trusting Social. We look forward to reviewing your application and exploring the possibility of you joining our exceptional team.