Trusting Social

About Trusting Social

We are an AI Fintech company specializing in assessing the credit profiles of consumers in emerging markets combining pioneering AI with large alternative data sources. In 2020 we reached our ambitious milestone of credit profiling 1bn consumers spanning 4 countries - Vietnam, Indonesia, India & the Philippines - and building a platform for the wider industry and the financial services industry, in particular, to provide the 'un & under' served access to credit. At the core of this initiative has been our strict and unwavering adherence to the norms of consumer data privacy and consumer data rights.

But we're not satisfied as we embark on the next leg of our journey to deliver 100 million credit lines to consumers in the markets where we operate. Although this goal is ambitious, we truly believe that by harnessing the power of AI & Big data, we can deliver financial access at unprecedented scale.

As a firm, we're audacious problem solvers motivated by our impact on society. We deeply espouse the values of ownership - of our actions and initiatives, integrity in all we do, and agility in execution.

We place great importance on doing what is right, what is best, and what is innovative. We are seeking people to champion these values and beliefs as we grow. 

Legal & Compliance Analyst supports the Legal and Compliance Officer by assisting in compliance audits from regulatory agencies and regulated counterparties, preparing, reviewing and finalizing legal documents, facilitating cross-border regulatory and commercial exchange of legal documents in transactions and regulatory licensing processes, liaising with internal and external stakeholders in regulatory and commercial matters, and ensuring that company adheres to all applicable laws, regulations and internal policies, conducting legal research. This role demands meticulous attention to detail, agility in identifying legal and compliance issues, strong and creative problem solving skills, and proficiency in managing multiple work streams simultaneously.

Roles and Responsibilities:

Regulatory Compliance:

• Assist in the development, implementation, monitoring and ensuring of organizational compliance with applicable laws and regulations
• Conducts internal audits and reviews of internal policies to ensure adherence to yearly regulatory requirements and internal standards
• Tracks and monitors updates in relevant laws, regulations and industry guidelines that affect company’s operation
• Assists in preparing reports, summaries and recommendations related to compliance issues

Document Preparation and Management:

• Prepares, organizes and maintains compliance-related legal documents such as contracts, policies, regulatory filings, and corporate housekeeping records and books
• Drafts memoranda, summaries, transactional legal opinions, summaries, and compliance guidelines based on research and legal and compliance officer’s instructions
• Assists in and facilitates the preparation of and filing of required regulatory documents with government agencies (both local and foreign) and third party vendors

Liaising and Communication

• Serves as point of contact for compliance-related inquiries from internal stakeholders, processes with internal departments, cross border transactions with external counterparties, foreign counsel, foreign liaison officers, foreign regulatory representatives;
• Facilitates exchange of legal documents, prepares final legal forms, and coordinates with relevant parties for cross-border transactions and processes with regulatory authorities and commercial entities;
• Liaise with and handle communications with regulatory authorities, external counsel, and third-party compliance providers required for  company’s operations, projects and licensing endeavors

Compliance Monitoring and Reporting, Risk Management 

• Monitors regulatory environments and industry best practices to ensure compliance in all aspects of company operations.
• Reports potential compliance risks to the Legal and Compliance Officer and provides input on corrective actions
• Assists in investigating reported compliance issues, violations, or incidents, and helps in the preparation of follow-up reports.

Legal Research

• Conducts thorough legal research on industry regulations, compliance standards, and corporate governance practices.
• Analyzes and summarizes legal issues related to compliance and provides recommendations to the Legal and Compliance Officer.
• Maintains a database of regulatory research and updates to keep the legal department informed of relevant changes.

Administrative and Training Support

• Maintains organized compliance records, including correspondence, agreements, and filings.
• Schedules meetings, hearings, and compliance reviews, and manage the department's calendar and deadlines.

The Ideal Candidate:

• Pays meticulous attention to detail in document preparation, regulatory filings, and research;
• Proactive in monitoring, following up, and seeing to fruition licensing and regulatory endeavors involving multiple work streams and cross-border transactions; 
• Demonstrates strong ability to analyze complex legal and compliance issues and recommend viable and appropriate solutions;
• Displays initiative to stay abreast of legal and regulatory changes in industry landscape and ensure ongoing compliance;
• Has the ability to convey legal and compliance concepts clearly and effectively; and
• Maintains high levels of confidentiality regarding sensitive legal, regulatory and commercial matters.
• Amenable to work in BGC 2x a week

Skills and Qualifications:

Experience

• 5+ years experience in both law firms and in-house roles 
• 3 + years relevant experience in corporate legal advisory, risk management, or legal compliance, a focus on financial services or fintech is highly valued, start up experience is a plus

Education:

• Juris Doctor or Bachelor’s degree in law or legal studies is preferred; Bachelor’s degree in business administration, legal management or a related field; 

Knowledge:

• Strong understanding of legal terminology and regulatory frameworks (data privacy, anti-money laundering, financial regulations)
• Familiarity with government / regulatory licensing process and yearly compliance submissions is advantageous
• Good understanding of cross-border regulatory frameworks (securing documents for apostillation/ consularization) 
• Excellent analytical and research skills

Skills

• Ability to manage multiple legal projects and tasks concurrently with high attention to detail
• Good analytical and strong problem-solving skills to assess and mitigate legal and compliance risks
• Excellent time management skills
• Excellent written and verbal communication skills
• Fluent in English
• Effective communicator with cross-functional and cross-border teams/ counterparties

Tools

• Proficiency in legal document software (e.g, Microsoft Word, Excel, Powerpoint, G-Suite)
• Knowledgeable in legal research tools and software (e.g., Westlaw, LexisNexis or similar platforms)